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Tracker mortgages
The current Bank of England base rate is: 0.5%.
This table shows our latest Tracker Mortgage rates. The benefit charge end date for our remortgage and homebuyer solutions is 2nd October 2012.
Minimum loan £6,000
2 year variable rate Tracker
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 70% | No | 2.59% | 2.09% | 4.1% | £995 | NONE | £550k | 2% | 2nd Anniversary | V452C | NONE |
| 70% | No | 3.09% | 2.59% | 4.1% | £0 | NONE | £1m | 2% + benefit | 2nd Anniversary | V453H | Homebuyer Solution |
| 70% | No | 2.85% | 2.35% | 4.1% | £495 | NONE | £1m | 2% + benefit | 2nd Anniversary | V427H | Homebuyer Solution |
| 70% | No | 3.07% | 2.57% | 4.1% | £495 | NONE | £1m | 2% + benefit | 2nd Anniversary | V445R | Remortgage Solution |
| 70% | No | 2.75% | 2.25% | 4.1% | £995 | NONE | £1m | 2% + benefit | 2nd Anniversary | V428H | Homebuyer Solution |
| 70% | No | 2.97% | 2.47% | 4.1% | £995 | NONE | £1m | 2% + benefit | 2nd Anniversary | V439R | Remortgage Solution |
| 70% | No | 2.65% | 2.15% | 4.1% | £1,495 | NONE | £1m | 2% + benefit | 2nd Anniversary | V429H | Homebuyer Solution |
| 70% | No | 2.87% | 2.37% | 4.1% | £1,495 | NONE | £1m | 2% + benefit | 2nd Anniversary | V440R | Remortgage Solution |
| 75% | No | 2.98% | 2.48% | 4.2% | £995 | NONE | £550k | 2% + benefit | 2nd Anniversary | V422H | Homebuyer Solution |
| 75% | No | 3.18% | 2.68% | 4.2% | £995 | NONE | £550k | 2% + benefit | 2nd Anniversary | V447R | Remortgage Solution |
| 80% | No | 3.75% | 3.25% | 4.4% | £995 | NONE | £550k | 2% + benefit | 2nd Anniversary | V455H | Homebuyer Solution |
| 80% | No | 3.80% | 3.30% | 4.4% | £1,495 | NONE | £550k | 2% + benefit | 2nd Anniversary | V455R | Remortgage Solution |
| 85% | No | 4.74% | 4.24% | 4.5% | £495 | NONE | £550k | 2% + benefit | 2nd Anniversary | V388H | Homebuyer Solution |
| 85% | No | 4.74% | 4.24% | 4.5% | £995 | NONE | £550k | 2% + benefit | 2nd Anniversary | V449R | Remortgage Solution |
| 90% | No | 5.79% | 5.29% | 4.7% | £199 (cannot be added to the loan) | NONE | £250k | 2% | 2nd Anniversary | V410C | NONE |
2 year variable rate Tracker - minimum loan size £550,000
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 75% | No | 2.79% | 2.29% | 4.2% | £1,995 | NONE | £750k | 2% + benefit | 2nd Anniversary | V433H | Homebuyer Solution |
| 75% | No | 2.79% | 2.29% | 4.2% | £1,995 | NONE | £750k | 2% + benefit | 2nd Anniversary | V433R | Remortgage Solution |
3 year variable rate Tracker
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 70% | No | 2.67% | 2.17% | 3.8% | £995 | NONE | £550k | 2% + benefit | 3rd Anniversary | D160H | Homebuyer Solution |
| 70% | No | 2.88% | 2.38% | 4.0% | £995 | NONE | £550k | 2% + benefit | 3rd Anniversary | D165R | Remortgage Solution |
| 75% | No | 3.19% | 2.69% | 4.0% | £299 | NONE | £550k | 2% + benefit | 3rd Anniversary | D162H | Homebuyer Solution |
| 75% | No | 3.31% | 2.81% | 4.1% | £495 | NONE | £550k | 2% + benefit | 3rd Anniversary | D166R | Remortgage Solution |
Product code key: C = available to all customers, R = Remortgage only, H = Movers and First Time Buyers only