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Flexible Offset Mortgages
The current Bank of England base rate is: 0.5%
This table shows our latest Flexible Offset Mortgage rates. The benefit charge end date for our remortgage and homebuyer solutions is 2nd October 2012.
Our Flexible Offset Mortgages offer your clients the ability to offset any savings within their savings pot against their mortgage balance. Our Flexible Offset range gives your clients full flexibility including overpayments, underpayments, payment holidays and an available funds facility.
Minimum loan £25,000
Flexible Offset mortgages
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 75% | No | 3.39% | 2.89% | 3.5% | £1250 (cannot be added to the loan) | NONE | £1m | benefit | 2 October 2012 | P123H | Homebuyer Solution |
| 75% | No | 3.49% | 2.99% | 3.6% | £1495 (cannot be added to the loan) | NONE | £1m | benefit | 2 October 2012 | P102R | Remortgage Solution |
Product code key: C = available to all customers, R = Remortgage only, H = Movers and First Time Buyers only