Loyalty mortgages
Whether your client is an existing mortgage customer looking to move home or they have an eligible Santander Current Account, we have a range of mortgages exclusively available to them to reward their loyalty
1. An existing mortgage customer looking to move home.
Information for Abbey customers please click here
Information for A&L customers please click here
2. An existing personal Santander Current Account customer.
- The Santander Current Account must have been opened for a minimum of 30 calendar days at the time of the mortgage application and at least one Applicant named on the existing Santander Current Account must be named on the mortgage.
- Please complete the Mortgage Direct Debit with the Santander Current Account details (your client can, if they wish, change the direct debit at any time up to completion).
For existing customers moving home and existing qualifying Santander Current Account customers
Minimum loan £6,000 unless otherwise stated
2 year variable rate Tracker
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 75% | No | 3.84% | 3.34% | 4.3% | £0 | NONE | £550k | 2% + benefit | 2nd anniversary | C202H | Homebuyer Solution |
2 year Fixed rate
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 60% | No | 3.69% | n/a | 4.2% | £0 | 31 July 2012 | £550k | 3% + benefit | 2 April 2014 | C203H | Homebuyer Solution |
| 60% | No | 3.89% | n/a | 4.3% | £0 | 31 May 2012 | £550k | 3% + benefit | 2 April 2014 | C203R | Remortgage Solution |
| 75% | No | 3.99% | n/a | 4.3% | £0 | 31 July 2012 | £550k | 3% + benefit | 2 April 2014 | C204H | Homebuyer Solution |
| 75% | No | 4.19% | n/a | 4.3% | £0 | 31 May 2012 | £550k | 3% + benefit | 2 April 2014 | C204R | Remortgage Solution |
3 year Fixed rate
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 85% | No | 5.14% | n/a | 4.6% | £0 | 31 July 2012 | £550k | 3% + benefit | 2 April 2015 | C205H | Homebuyer Solution |