Flexible Offset mortgages
The current Bank of England base rate is: 0.5%
This table shows our latest Flexible Offset mortgage rates.
Our Flexible Offset mortgages offer your clients the ability to offset any savings within their savings pot against their mortgage balance. Our Flexible Offset range gives your clients full flexibility including overpayments, underpayments, payment holidays and an available funds facility.
Your clients will also benefit from our remortgage and homebuyer solutions, saving them money on their upfront costs.
Minimum loan £25,000
Flexible Offset mortgages
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 75% | No | 3.99% | 3.49% | 4.1% | £995 | NONE | £550k | benefit | 2 March 2014 | P210H | Homebuyer Solution |
| 75% | No | 4.19% | 3.69% | 4.3% | £995 | NONE | £550k | benefit | 2 March 2014 | P210R | Remortgage Solution |
Product code key: C = available to all customers, R = Remortgage only, H = Movers and First Time Buyers only