Fixed rate mortgages
This table shows our latest Fixed rate mortgage rates.
Most of our Fixed rate mortgages also come with either our remortgage or homebuyer solutions, helping to keep your clients upfront costs down.
Minimum loan £6,000, except percentage booking fee products, minimum loan £25,000
90% LTV products, the booking fee cannot be added to the loan.
2 year Fixed rate
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 60% | No | 3.29% | n/a | 4.2% | £995 | 31 July 2012 | £1m | 3% + benefit | 2 April 2014 | N729H | Homebuyer Solution |
| 60% | No | 3.49% | n/a | 4.4% | £995 | 31 May 2012 | £1m | 3% + benefit | 2 April 2014 | N729R | Remortgage Solution |
| 60% | No | 3.79% | n/a | 4.3% | £0 | 31 July 2012 | £550k | 3% + benefit | 2 April 2014 | N730H | Homebuyer Solution |
| 60% | No | 3.99% | n/a | 4.3% | £0 | 31 May 2012 | £550k | 3% + benefit | 2 April 2014 | N730R | Remortgage Solution |
| 75% | No | 3.59% | n/a | 4.3% | £995 | 31 July 2012 | £1m | 3% + benefit | 2 April 2014 | N731H | Homebuyer Solution |
| 75% | No | 3.79% | n/a | 4.3% | £995 | 31 May 2012 | £1m | 3% + benefit | 2 April 2014 | N731R | Remortgage Solution |
| 75% | No | 4.09% | n/a | 4.3% | £0 | 31 July 2012 | £550k | 3% + benefit | 2 April 2014 | N732H | Homebuyer Solution |
| 75% | No | 4.29% | n/a | 4.4% | £0 | 31 May 2012 | £550k | 3% + benefit | 2 April 2014 | N732R | Remortgage Solution |
| 85% | No | 4.69% | n/a | 4.5% | £995 | 31 July 2012 | £550k | 3% + benefit | 2 April 2014 | N733H | Homebuyer Solution |
| 85% | No | 4.89% | n/a | 4.6% | £995 | 31 May 2012 | £550k | 3% + benefit | 2 April 2014 | N733R | Remortgage Solution |
| 90% | No | 5.99% | n/a | 4.7% | £495 (cannot be added to the loan) | 31 July 2012 | £300k | 3% + benefit | 2 April 2014 | N726H | Homebuyer Solution |
3 year Fixed rate
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 60% | No | 3.79% | n/a | 4.3% | £995 | 31 July 2012 | £1m | 3% + benefit | 2 April 2015 | E727H | Homebuyer Solution |
| 60% | No | 3.99% | n/a | 4.4% | £995 | 31 May 2012 | £1m | 3% + benefit | 2 April 2015 | E727R | Remortgage Solution |
| 75% | No | 3.99% | n/a | 4.3% | £995 | 31 July 2012 | £1m | 3% + benefit | 2 April 2015 | E728H | Homebuyer Solution |
| 75% | No | 4.19% | n/a | 4.4% | £995 | 31 May 2012 | £1m | 3% + benefit | 2 April 2015 | E728R | Remortgage Solution |
| 85% | No | 4.89% | n/a | 4.6% | £995 | 31 July 2012 | £550k | 3% + benefit | 2 April 2015 | E729H | Homebuyer Solution |
| 85% | No | 5.09% | n/a | 4.7% | £995 | 31 May 2012 | £550k | 3% + benefit | 2 April 2015 | E729R | Remortgage Solution |
| 85% | No | 5.24% | n/a | 4.6% | £0 | 31 July 2012 | £550k | 3% + benefit | 2 April 2015 | E730H | Homebuyer Solution |
3 year Fixed rate - minimum loan size £50,000
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 60% | No | 3.29% | n/a | 4.3% | 2.5% (must be added to the loan) | 31 July 2012 | £1m | 3% + benefit | 2 April 2015 | E726H | Homebuyer Solution |
| 60% | No | 3.49% | n/a | 4.4% | 2.5% (must be added to the loan) | 31 May 2012 | £1m | 3% + benefit | 2 April 2015 | E726R | Remortgage Solution |
5 year Fixed rate
| Maximum Loan to Value | HLC | Initial Rate | Differential to BBR | APR | Booking fee | Completion deadline | Maximum loan size | Early Repayment Charge | Payable if you repay on or before | Product Code | Benefit package |
|---|
| 75% | No | 4.49% | n/a | 4.6% | £995 | 31 July 2012 | £1m | 5% + benefit | 2 April 2017 | K571H | Homebuyer Solution |
| 75% | No | 4.69% | n/a | 4.6% | £995 | 31 May 2012 | £1m | 5% + benefit | 2 April 2017 | K571R | Remortgage Solution |
| 85% | No | 4.99% | n/a | 4.8% | £995 | 31 July 2012 | £550k | 5% + benefit | 2 April 2017 | K566H | Homebuyer Solution |
| 85% | No | 5.19% | n/a | 4.8% | £995 | 31 May 2012 | £550k | 5% + benefit | 2 April 2017 | K566R | Remortgage Solution |
| 90% | No | 5.99% | n/a | 5.2% | £495 (cannot be added to the loan) | 31 July 2012 | £300k | 5% + benefit | 2 April 2017 | K568H | Homebuyer Solution |
Product code key: C = available to all customers, R = Remortgage only, H = Movers and First Time Buyers only