Additional borrowing

We have a number of products available for customers wishing to take out additional borrowing on their existing home. The maximum LTV is 85%.

If your client wishes to take out additional borrowing, please advise them to visit their local Santander branch.

Flexible Offset Mortgages

For existing Abbey Flexible Offset mortgage customers, we agreed a credit limit with them when your client originally applied. The difference between their credit limit and their outstanding mortgage balance is called their Available Funds. To find out more please download this customer guide.

If your client wishes to increase their Flexible Offset Mortgage credit limit, they need to phone 0800 169 8264. This is a customer only telephone number.

The maximum LTV is 75%.